Gatineau · Ottawa · Serving Canada
Private Reserve Financial is a licensed Canadian life insurance firm. We run clarity sessions on the Infinite Banking Concept, in English and in French, for families and business owners who are tired of being sold to.
What a clarity session is
You bring your actual situation. We work through where your dollars currently go, who sets the terms when you finance something, and what changes if that answer changes. By the end you either see it clearly or you don't. Both are fine outcomes.
No illustration is built and no product is discussed until we have done a full financial needs analysis together. That order is not negotiable, and it is the part most of the industry skips.
The part nobody shows you
"You don't have a savings problem. You have a terms problem."
Every time you finance a car, a home, a renovation, or your own business inventory, somebody determines the terms of that payment. Ask yourself who. It has never been you, and Infinite Banking is the argument that it could be.
Loris Mugisha · Authorized IBC Practitioner
How we work
We start by talking. If the concept isn't a fit for where you are right now, you will hear that from us directly.
Before anything is designed, we document your situation properly: income, obligations, what you are actually trying to protect.
Participating whole life, structured for the concept rather than for the commission. You see how it is built and why.
Policy servicing, annual reviews, and answers when you call. Most of our new business comes from clients who send people to us.
The practice
Loris Mugisha is a certified life insurance agent regulated by the Autorité des marchés financiers in Quebec and licensed with the Financial Services Regulatory Authority in Ontario. Before the Nelson Nash Institute he was simply a client of the concept. He and his wife hold three policies of their own and use them to finance the major purchases in their life.
Before you book
Same teaching, both languages. Watch the one you think in, sit with it, and come to the session with real questions.
In English
Infinite Banking Explained: The Truth Banks Don't Want Canadians to Know
En français
Le Concept Bancaire Infini expliqué : ce que les banques cachent aux Canadiens
Start here
Bring your real numbers and your real questions. You will leave understanding the concept whether or not you ever become a client.
Book a clarity sessionloris@privatereservefinancial.ca
Advisor asking about the systems we run our own office on? Write to us directly.